ATTENTION: Business owners needing cash NOW

UNF*CK YOUR CASHFLOW -

Get Approved Fast!

FAST APPROVALS for when time matters

Access to 60+ lenders (not just the banks)

Minimal paperwork, MAXIMUM MOMENTUM

Solutions for complex, urgent, and previously declined

Clear options, straight answers, and no finance jargon

Step One: Fill Out the Form to Secure Your Funds Fast

Where do you want us to send the results after we've spoken?

TESTIMONIALS

What others are saying

STILL NOT SURE?

Frequently Asked Questions

Here's what we usually get asked

Q: How does NiBO Finance actually work?

A: We cut through the banks’ red tape, shop the multiple lenders we know to suit your situation, and deliver the fastest, smartest funding options that fit you in particular. You tell us what you need, and we handle the rest.

Q: What types of finance can you help me get approved for?

A: Property loans, business loans, equipment/vehicle finance, bridging loans, and even tricky private funding - we cover anything traditional lenders drag their feet on.

Q: Who can apply - do I need a certain credit score or income?

A: Nope. Obviosuly good credit helps, but it’s not required. If you earn, trade, or run a business, we can usually find a lender that says yes where others say no.

Q: Do you only help businesses, or individuals too?

A: Both. We work with businesses that need capital fast and individuals who want better approvals for property, vehicles, or personal projects.

Q: How long does the application process take?

A: Most clients see their approval in hours or days, not weeks. Exact timing depends on your situation, but your biggest advantage with us is that we'll move faster than the banks every single time.

Q: How many lenders do you access, and why does that matter?

A: Over 60+ lenders. More options = better rates, faster approvals, and fewer “no”s. We don’t rely on just one bank to decide your fate.

Q: Can you help if I’ve been rejected by a bank before?

A: Absolutely. That’s our specialty. Traditional lenders saying no? We'll dig that bit deeper and find someone who’ll say yes so you can free up your funds fast.

Q: What documents or info do I need to provide?

A: Minimal - ID, income proof, and a few business/asset docs if relevant. If there's more, you'll know in advance, and we'll guide you through every step, so you’re never stuck guessing.

Q: Can you handle multiple applications at once?

A: Yes. Property + business + vehicle finance? No problem. We coordinate everything to save you time and stress.

Q: Do I have to speak to a banker directly?

A: Nope. That’s our job. We'll deal with the lenders while you stay focused on your business or life.

Q: How quickly can I expect approval or an offer?

A: Most clients get conditional approval in 24–72 hours. Full funding timelines vary by the lender and situation, but we'll always push for the speed that you're after.

Q: Will I know all my options and rates before committing?

A: 100%. We present all viable options upfront so you can choose what works best - no hidden surprises.

Q: How long does funding take once approved?

A: Usually as quick as you'll need it. Our lenders tend to move fast when we’re involved.

Q: What kind of support do I get after approval?

A: We don’t vanish. Need refinance advice, restructuring, or additional funding later? We’re just a call or email away.

Q: Can NiBO help me refinance or restructure existing loans?

A: Absolutely. Many clients have saved thousands or improved their cash flow by coming to us for a switch or restructure.

Q: Is this another “bank-style” slow process?

A: No. We bypass the usual delays and deal directly with the representatives at lenders who move fast - your clock is our clock.

Q: Do you charge hidden fees or push extra products?

A: Never. We're transparent and upfront, and we only recommend what actually benefits you. No BS.

Q: I’m not good with finance - can you handle it for me?

A: Yes. You fill in the form, and we manage the complex stuff. You get approvals without the headache.

Q: What if I’m self-employed or have irregular income?

A: That’s fine. We specialise in 'tricky' cases all the time, so we know which lenders will say yes in the timeframe that you need it.

Q: Will this work for my specific industry?

A: Trades, retail, hospitality, e-commerce, property, franchises - if you earn, we can find funding.

Q: Do I need prior experience with finance or loans?

A: No experience required. We guide you step-by-step.

Q: What if I’m already working with a bank or another broker?

A: It's still worth talking to us. Our clients often get better terms or faster approvals than banks or other brokers offer.

Who Is This For?

Anyone Sick of:

- Bank Rejections,

- Endless Paperwork,

- Waiting Weeks for Answers

This is how you get finance that ACTUALLY works for you.

SERVICE PROVIDERS

INVESTORS, DEVELOPERS & BUILDERS

TRADE BUSINESSES

HOSPITALITY & RETAIL

Franchises & Small-Chain Operators

VEHICLE & EQUIPMENT-HEAVY BUSINESSES

How We Get You Approved

(Fast, Fair, and Without the Bank Bullsh!t)

Tell Us What You Need

Fill out the form with a few key details. No endless paperwork, no jargon. Just enough for us to understand your goals, timeline, and constraints.

We Pressure-Test the Market

We assess your situation and take it to 60+ lenders - banks, non-banks, and private options - to find who will approve you fastest and on the best terms. You don’t chase lenders. We do.

You Choose.

We Execute.

We present your best options clearly, explain the trade-offs, and once you say go, we handle approvals, paperwork, and funding start to finish.

Ready to get started?

MEET YOUR NEW GO-TO GUY

Hey, I'm Khal

With a finance career spanning 24 years, Khaldon has helped thousands of clients achieve their finance goals.

His leadership roles and industry qualifications mean he not only understands finance, but knows how to tailor the right solutions for every client.

Achievement

Achievement

Achievement